Self Employed Mortgages
Traditional High Street mortgages will probably require you to produce 3 years audited accounts, which even if that is possible is likely not to truly reflect your current earnings in that they are probably out of date.
If you are self employed whether as a sole trader or director of a limited company with small salary & dividends it can often feel that Lenders do not want your business.
Self employed mortgages though are available, which are sometimes called self cert mortgages, non status mortgages or self certified mortgages.
These mortgages whilst requiring you to have a deposit, will allow you to self certify your self employed earnings without the need for confirmation.
We will not need to see accounts, bank statements or any other confirmation of income
Interesting Mortgages understands the self employed, make us your first point of contact for an initial no commitment telephone conversation to assess your needs! |